Review
Citi My Best Buy® Visa® Card Review: Great Rewards for Best Buy Loyalists
If you're a Best Buy fanatic, the My Best Buy® Visa® Card hooks you up with sweet rewards on tech and gadgets. But, before you apply, see if the perks outweigh the card's high APR.
| Sign-up Bonus | Discounts, bonus rewards and more |
| Rewards Rate | 1%-10% back in rewards |
| Regular APR | My Best Buy Visa Purchase APR: variable 30.74% Balance Transfer APR: variable 30.74% Cash APR: variable 29.99% |
| Other Fees | balance transfer fee is the greater of $15 or 5% of the amount of each transfer cash advance fee is the greater of $10 or 5% of the amount of each cash advance Min. interest charge: $2 |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Cashback on purchases
- No foreign transaction fees
Things to consider
- High regular APR
- Limited rewards categories
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The My Best Buy® Visa® Card is a niche product with limited appeal, receiving an overall rating of 2.3. Its primary strength lies in the rewards offered within the Best Buy ecosystem, particularly the 5% back on purchases and potential financing opti...