Review
Citi Costco Anywhere Visa® Card Review: Maximize Rewards on Gas and Costco Purchases
Earning up to 4% cash back on gas and 3% on travel and restaurants, the Costco Anywhere Visa® Card by Citi is a must-have for Costco members who want to maximize their rewards. But is it the right fit for you?
| Annual Fee | $0.00 |
| Sign-up Bonus | None |
| Rewards Rate | 1%-5% Cash Back |
| Regular APR | Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 18.74% - 26.74% variable APR, based on your creditworthiness. The variable APR for cash advances is 28.74%. Variable penalty APR is up to 29.99% and applies if you pay late or your payment is returned. |
| Other Fees | Fee for foreign purchases — None. Cash advance fee either $10 or 5% of the amount of each cash advance whichever is greater. Balance transfer fee either $5 or 5% of the amount of each transfer whichever is greater. Minimum interest charge $0.50. No Authorized User fee |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
- Generous rewards rate on select categories
- No foreign transaction fees
Things to consider
- High regular APR
- Limited rewards categories
- Balance transfer fee
- Must have a Costco membership
Benefits
Drawbacks
Decision Guidance
Summary
The Costco Anywhere Visa Card by Citi is a solid rewards card, primarily for existing Costco members who spend a significant amount on gas, dining, and travel. The card's strengths lie in its high cash-back rates for these categories, along with no a...