Review
Citi EXXON MOBIL SMART CARD+ CREDIT CARD Review: Gas Savings for Brand Loyalists
If you're an Exxon or Mobil regular, the Exxon Mobil Smart Card+ could help you save at the pump, but its high APR and limited rewards make it a niche pick. Is it the right card for you? Find out in our full review.
| Annual Fee | $0.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | Up to 12¢/gal & 5% back |
| Regular APR | Purchase APR: variable 33.24% Cash Advance APR: variable 33.24% |
| Other Fees | Minimum interest charge: $2. Transaction fee for cash advances: Either $10 or 5% of the amount of each cash advance, whichever is greater. |
Overview
Pros & Cons
What's great
- No annual fee
- Rewards on fuel purchases
- Additional rewards on select purchases
Things to consider
- High regular APR
- No sign-up bonus
- Limited rewards categories
- Cash advance fee
Benefits
Drawbacks
Decision Guidance
Summary
The EXXON MOBIL SMART CARD+ CREDIT CARD receives an overall rating of 2.3 (Fair). This rating considers the card's limited appeal and specific benefits. The primary strength is the absence of an annual fee and the instant fuel savings at Exxon and Mo...