Review
Citi The Home Depot® Consumer Credit Card Review: Financing for Big Home Improvement Projects
If you're a Home Depot regular with a big project on the horizon, this card's financing options could be a lifesaver, but that high APR means you'll want to pay close attention to the fine print.
| Annual Fee | $0.00 |
| Sign-up Bonus | Save up to $100 |
| Intro APR | NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD on qualifying purchases. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. |
| Regular APR | APR: 29.99%. |
| Other Fees | Minimum interest charge: $2. |
Overview
Pros & Cons
What's great
- No annual fee
- Sign-up bonus
- Intro APR period
- Choose your payment due date
- 24/7 customer service
- $0 liability on unauthorized charges
- Special financing promotions
Things to consider
- High regular APR
- Minimum interest charge
Benefits
Drawbacks
Decision Guidance
Summary
The Home Depot Consumer Credit Card receives an overall rating of 2.3 out of 5.0. This rating reflects a card with some utility for a specific audience but significant drawbacks that limit its overall value. The primary strengths lie in its special f...