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Review

Citi PRO XTRA Credit Card Review: Accelerates Rewards at The Home Depot

If your business racks up expenses at The Home Depot, the Citi PRO XTRA card could be your ticket to accelerated rewards. But is it the right choice for your business needs? Find out in our comprehensive review.

Annual Fee$0.00
Sign-up BonusSave up to $100 today
Rewards RateUp to 4x rewards
Other Fees
Minimum finance charge: $1.
Late Fee: Up to $40.

Overview

Pros & Cons

What's great

  • No annual fee
  • Generous sign-up bonus
  • Rewards on purchases
  • Business tools
  • Authorized user cards

Things to consider

  • High regular APR
  • Late fee
  • Store card

Benefits

Drawbacks

Decision Guidance

Summary

The PRO XTRA Credit Card is a niche product designed for businesses that spend frequently at The Home Depot and are enrolled in the Pro Xtra program. Its value is heavily dependent on this specific use case. While it offers accelerated rewards within...