Review
Credit One Platinum Visa for Rebuilding Credit Review: Unsecured card for credit building, but expensive.
Looking to rebuild your credit? The Credit One Platinum Visa offers an unsecured option with rewards, but its high fees and APR demand careful consideration.
| Annual Fee | $99.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | 1% Cash Back |
| Regular APR | 29.74% (variable rate) |
Overview
Pros & Cons
What's great
- Cashback on purchases
- Low credit score requirement
- Free online access to credit score
Things to consider
- Annual fee
- High regular APR
- No sign-up bonus
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Credit One Platinum Visa for Rebuilding Credit receives an overall rating of 1.7 out of 5.0. This card serves a specific niche: providing an unsecured credit line to individuals with fair credit or those looking to rebuild their credit history. H...