Review
Credit One Bank Premier American Express Card Review: Build credit, earn rewards
Looking to build credit and earn rewards? The Credit One Bank Premier American Express Card could be your ticket, offering access to Amex perks, but its high APR means responsible spending is key.
| Sign-up Bonus | None |
| Rewards Rate | 1% Cash Back |
| Regular APR | APR: 29.74% (variable rate) Based on creditworthiness. |
Overview
Pros & Cons
What's great
- Cashback on purchases
- Retail protection
- No annual fee (for excellent credit)
- Free online access to credit score
- Easy-to-use mobile app
- Contactless payment
Things to consider
- High regular APR
- No sign-up bonus
- Low rewards rate
- Annual fee (for average credit)
Benefits
Drawbacks
Decision Guidance
Summary
The Credit One Bank Premier American Express Card receives an overall rating of 1.8 out of 5.0. This rating reflects a below-average value proposition due to its high APR, limited rewards, and potential annual fee for users with average credit. While...