Review
Credit One Secured Card Review: Build Credit While Earning Rewards
Looking to build credit while earning rewards? The Credit One Secured Card lets you earn 1% cash back on everyday purchases, but its high APR means you'll want to pay your balance in full each month.
Credit One
Secured Card
| Annual Fee | $0.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | 1% Cash Back |
| Regular APR | APR: 29.74% (variable rate) |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
- Low credit score requirement
Things to consider
- High regular APR
- No sign-up bonus
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Credit One Secured Card receives an overall rating of 2.3 out of 5.0. While the card offers a valuable opportunity for individuals with fair credit to build or rebuild their credit, and includes the unusual benefit of 1% cash back rewards on cert...