Review
Discover it Miles Review: Double the Miles in Your First Year
Looking for a simple travel card with a potentially huge first-year bonus? The Discover it Miles card matches all the miles you earn in your first year, with no limit and no annual fee!
| Annual Fee | $0.00 |
| Sign-up Bonus | Miles-for-miles match at end of year |
| Rewards Rate | Unlimited 1.5x Miles |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers; 17.49% - 26.49% variable APR after that; Balance Transfer Fee applies. |
| Regular APR | Purchase APR: 17.49% variable to 26.49% variable. Cash Advance APR: 28.49% variable. Balance Transfer APR: Purchase APR applies. |
| Other Fees | Minimum interest charge: .50 Cash advance fee: greater of 10 or 5% of the advance amount. Balance transfer fee: 3% Intro fee of the amount transferred; 5% fee for future transfers. |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- Cashback on purchases
Things to consider
- High regular APR
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Discover it Miles card is a solid choice for consumers looking for a no-annual-fee travel card with a straightforward rewards program. The standout feature is the first-year miles match, effectively doubling the rewards rate to 3% on all purchase...