Search

Search articles, credit cards, reviews, and categories...

Review

Barclays Emirates Skywards Rewards World Elite Mastercard Review: Earn Miles and Emirates Perks

If you're an Emirates loyalist, the Emirates Skywards Rewards World Elite Mastercard could be your ticket to racking up miles and enjoying premium perks. Our review dives deep into whether its benefits outweigh the annual fee.

Annual Fee$99.00
Regular APR
19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
29.74%. This APR will vary with the market based on the Prime Rate.
Intro APR0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Rewards Rate1-3 Skywards Miles
Sign-up Bonus40,000 bonus Skywards Miles
Other Fees
Balance transfer – Either $5 or 5% of the amount of each transfer, whichever is greater.
Balance transfer fee: 5% (min. $5).
Cash advance fee: 5% (min. $10).
Foreign transaction fee: 0%.
The minimum monthly interest charge will be $0.50.

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Intro APR period
  • Luxury perks

Things to consider

  • Annual fee
  • High regular APR
  • High balance transfer fee
  • Limited rewards categories
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The Emirates Skywards Rewards World Elite Mastercard earns an overall rating of 2.1 out of 5.0. While the card offers a potentially valuable rewards program for Emirates loyalists, several factors significantly detract from its overall appeal. The AP...