Review
American Express Hilton Honors Surpass® Card Review: Unlock Valuable Hilton Benefits and Rewards
Unlock a world of Hilton perks with the Hilton Honors American Express Surpass® Card! Maximize stays with generous rewards, complimentary Gold status, and up to $200 in annual statement credits.
American Express
Hilton Honors American Express Surpass® Card
| Annual Fee | $150.00 |
| Sign-up Bonus | 130,000 Hilton Honors Bonus Points |
| Rewards Rate | 3x-12x points |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- Lounge membership
Things to consider
- Annual fee
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
Considering the individual ratings and the reputation analysis, the Hilton Honors American Express Surpass® Card earns an overall rating of 3.4. The rewards program is strong, especially for Hilton loyalists, with a high earning potential on Hilton p...