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Review

Marriott Bonvoy Brilliant® American Express® Card Review: Luxury Perks for Marriott Loyalists

Unlock luxury travel with the Marriott Bonvoy Brilliant card: enjoy Platinum Elite status, generous rewards on Marriott stays and dining, and perks that can easily offset the annual fee. Is it the right card for you?

Annual Fee$650.00
Regular APR
19.49% to 28.49% variable APR on purchases.
Rewards Rate2x-6x points
Sign-up Bonus200,000 Marriott Bonvoy Bonus Points

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Luxury perks
  • Automatic elite status

Things to consider

  • High annual fee
  • High regular APR
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

Considering the individual ratings and reputation analysis, the Marriott Bonvoy Brilliant American Express card presents a mixed value proposition. The APR rating is poor at 1.23, indicating high borrowing costs. The rewards program is strong, earnin...