Review
Bank of America Norwegian Cruise Line® World Mastercard® Review: Solid Rewards for NCL Cruisers
If you're a Norwegian Cruise Line loyalist, the Norwegian Cruise Line® World Mastercard® could be your ticket to savings! Earn points towards your next cruise with a solid rewards program, all with no annual fee.
Bank of America
Norwegian Cruise Line® World Mastercard®
| Annual Fee | $0.00 |
| Sign-up Bonus | 20,000 bonus points |
| Rewards Rate | 1x-3x Points |
| Intro APR | None |
| Regular APR | Standard APR 17.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 5% of each transaction No foreign transaction fees |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- High rewards rate on travel and cruise purchases
- No foreign transaction fees
- Cashback on purchases
Things to consider
- High regular APR
- No intro APR period
- Limited rewards categories
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Norwegian Cruise Line® World Mastercard® is a niche card best suited for loyal Norwegian Cruise Line customers. Its strengths lie in the absence of an annual fee and foreign transaction fees, coupled with a decent rewards rate on NCL purchases. H...