Review
Chase Southwest Rapid Rewards® Premier Credit Card Review: Great for Southwest Loyalists
If you're a frequent Southwest flyer, the Southwest Rapid Rewards® Premier Credit Card could be your ticket to big savings with its valuable perks and generous rewards. But is it the right choice for you? Find out in our review.
| Annual Fee | $149.00 |
| Regular APR | 19.24 Min. of (6.75+12.49) and 29.99%–27.74 Min. of (6.75+20.99) and 29.99% variable APR. |
| Rewards Rate | 1x-3x points |
| Sign-up Bonus | 55,000 bonus points |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on Southwest purchases
- Anniversary bonus points
- No foreign transaction fees
- First checked bag free
- Discounts on Southwest flights and inflight purchases
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
- Spending required to qualify for A-List status
Benefits
Drawbacks
Decision Guidance
Summary
The Southwest Rapid Rewards® Premier Credit Card is a decent option for Southwest loyalists but falls short of being a top-tier travel card. The APR is high (1.2/5.0), making it costly for those who carry a balance. The rewards program (3.3/5.0) is s...