Review
TD Double Up Credit Card Review: Earn 2% Cash Back On Everything
Looking for a straightforward cash-back credit card? The TD Double Up Credit Card offers a simple, flat rate of 2% cash back on all purchases with no annual fee, plus a $200 bonus for new cardholders!
| Annual Fee | $0.00 |
| Regular APR | 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. 28.74% variable APR |
| Intro APR | Balance transfers: 0% introductory APR for first 15 billing cycles, for balance transfers made within the first 90 days of account opening. |
| Rewards Rate | 2% Cash Back |
| Sign-up Bonus | $200 statement credit |
| Other Fees | Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the first 90 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. $1 $10 or 5% of advance whichever amount is greater 3% of each transaction in U.S. dollars Up to $40 Up to $40 |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Cashback on purchases
- Intro APR period
- No annual fee
Things to consider
- High regular APR
- Foreign transaction fees apply
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The TD Double Up Credit Card is a decent option for individuals seeking a straightforward cash-back card, but it has significant limitations that prevent a higher rating. Its strengths include a solid 2% cash back on all purchases, a $200 sign-up bon...