Review
Chase United ClubSM Business Card Review: Premium Perks for United Loyalists
Is the United Club℠ Business Card worth its $695 annual fee? For United loyalists, the answer might be yes, thanks to lounge access, bonus miles, and valuable perks.
| Annual Fee | $695.00 |
| Regular APR | 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR. |
| Rewards Rate | 1.5x-8x miles |
| Sign-up Bonus | Up to 110,000 bonus miles |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Luxury perks
- Lounge membership
- Automatic elite status
- No foreign transaction fees
- Employee cards at no additional cost
Things to consider
- High annual fee
- High regular APR
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The United Club Business Card is a niche product aimed squarely at frequent United Airlines flyers who can maximize the value of the United Club membership and other travel perks. While the rewards program is generous for United loyalists and the sig...