Review
Chase United Club Card Review: For United Loyalists Who Want Lounge Access
Frequent United flyers, rejoice! The United Club℠ Card offers lounge access, generous miles on purchases, and a slew of travel perks that might just justify its annual fee.
| Annual Fee | $695.00 |
| Regular APR | 19.74%–28.24% variable APR. |
| Rewards Rate | 1x-11x miles on purchases |
| Sign-up Bonus | Up to 110,000 bonus miles |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Lounge membership
- Luxury perks
Things to consider
- High annual fee
- High regular APR
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The United Club℠ Card is a premium travel card with significant strengths and weaknesses that balance each other out, leading to an overall rating of 2.3. The card excels in providing value to frequent United Airlines travelers through its United Clu...