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Review

Chase United Gateway℠ Card Review: Earn United miles with no annual fee

Looking to earn United miles without an annual fee? The United Gateway℠ Card offers a solid sign-up bonus and 2x miles on United, gas stations, and transit!

Annual Fee$0.00
Regular APR
After that, a variable APR of 19.74%–28.24%.
Intro APR0% intro APR for 12 months from account opening on purchases.
Rewards Rate1x-5x miles
Sign-up BonusUp to 40,000 bonus miles

Overview

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • Rewards on United purchases
  • Rewards on gas and transit
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Limited rewards categories

Benefits

Drawbacks

Decision Guidance

Summary

The United Gateway Card earns an overall rating of 3.5, placing it in the 'Good' category. This assessment reflects a balanced consideration of its strengths, most notably the absence of an annual fee and decent sign-up bonus, against its weaknesses,...