Review
USAA Eagle Ascend™ Credit Card Review: Simple, Fee-Free 2% Cash Back
The USAA Eagle Ascend™ Credit Card offers a straightforward 2% cash back on your top spending category with no annual fee. But its high APR makes it critical to understand if this simple card truly fits your financial habits.
| Annual Fee | $0.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | 1%-2% Cash Back |
| Regular APR | 27.40% Variable Regular APR No Penalty APR |
| Other Fees | No Foreign Transaction Fees Balance Transfer and Cash Advance fee is 5% of each transaction amount. |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
- High rewards rate
- Rotating bonus categories
- No foreign transaction fees
- Travel protections
- Extended warranty protection
- Rewards don't expire
Things to consider
- High regular APR
- No sign-up bonus
- No intro APR period
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Eagle Ascend™ Credit Card receives an overall rating of 'Good,' sitting at the lower end of the category due to a significant dichotomy in its features. It presents a very compelling value proposition for cardholders who consistently pay their ba...