Review
USAA Preferred Cash Rewards Visa Signature® Credit Card Review: Simple, flat-rate cash back for USAA members
Looking for a simple, no-frills cash back card? The USAA Preferred Cash Rewards Visa Signature® Credit Card offers a flat 1.5% cash back on all purchases, plus a $250 bonus for new cardholders.
| Annual Fee | $0.00 |
| Sign-up Bonus | $250 reward bonus |
| Rewards Rate | 1.5% cash back |
| Regular APR | 15.40% to 27.40% Variable Regular APR No Penalty APR |
| Other Fees | Balance Transfer and Cash Advance fee is 5% of each transaction amount.see note 3 |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Cashback on purchases
- No annual fee
Things to consider
- High regular APR
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The USAA Preferred Cash Rewards Visa Signature® Credit Card receives an overall rating of 3.0, placing it in the 'Good' category. This card offers a solid, uncomplicated cash back program with some notable strengths and weaknesses. The absence of an...