Review
Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Rewards with No Annual Fee
Looking for simple, high-value rewards? Our Wells Fargo Active Cash® Card review dives into its unlimited 2% cash back on every purchase, $0 annual fee, and attractive intro APR, revealing why it’s a top choice for everyday spending.
| Annual Fee | $0.00 |
| Sign-up Bonus | $200 cash rewards bonus |
| Rewards Rate | Unlimited 2% cash rewards |
| Intro APR | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. Balance transfers made within 120 days qualify for the intro rate and fee. |
| Regular APR | After that your variable APR will be 18.49%, 24.49% or 28.49%. |
| Other Fees | There is a 3% fee for each foreign transaction amount converted to U.S. dollars. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- High rewards rate
- Cashback on purchases
- Cell phone protection
Things to consider
- High regular APR
- Foreign transaction fees apply
Benefits
Drawbacks
Decision Guidance
Summary
The Wells Fargo Active Cash® Card earns an excellent overall rating of 4.3 out of 5.0, solidifying its position as one of the best flat-rate cash back cards on the market. Its exceptional rewards program (4.8/5.0) is a major draw, offering an unlimit...