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Review

Wells Fargo Autograph® Card Review: Maximize Rewards Without an Annual Fee

Looking for a no-annual-fee credit card that rewards everyday spending? The Wells Fargo Autograph® Card earns 3X points on restaurants, travel, gas, and more, plus a welcome bonus to get you started.

Annual Fee$0.00
Regular APR
18.49%, 24.49% or 28.49% variable APR thereafter.
Intro APR0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49% or 28.49% variable APR thereafter.
Rewards Rate1x-3x points
Sign-up Bonus20,000 bonus points

Overview

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Travel and purchase protections

Things to consider

  • High regular APR

Benefits

Drawbacks

Decision Guidance

Summary

The Wells Fargo Autograph Card earns an overall rating of 4.1 out of 5.0. This rating reflects a strong rewards program, a reasonable fee structure, and decent reputation, offset slightly by a less competitive APR. The card stands out with its 3x poi...