Review
Wyndham Rewards Earner® Premier Card Review: Elevate your Wyndham stays with premium perks
For Wyndham loyalists, the Wyndham Rewards Earner® Premier Card could transform your stays. Our review unpacks its automatic Diamond status, impressive rewards, and how valuable statement credits easily offset its annual fee.
| Annual Fee | $395.00 |
| Sign-up Bonus | Up to 120,000 bonus points |
| Rewards Rate | 1x-8x Points |
| Intro APR | Timeshare Purchases – 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases. Balance Transfers – 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Regular APR | APR for purchases – 19.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. APR for balance transfers – 19.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. APR for cash advances – 29.99%. This APR will vary with the market based on the Prime Rate. |
| Other Fees | Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater. Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. The minimum monthly interest charge will be $1.00. |
Overview
Pros & Cons
What's great
- Intro APR period
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Automatic elite status
- Valuable annual statement credits and bonuses
Things to consider
- High annual fee
- High regular APR
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Wyndham Rewards Earner® Premier Card earns an 'Excellent' overall rating of 4.1/5.0. This card is a powerhouse for its specific target audience: dedicated Wyndham loyalists who can fully leverage its extensive benefits and pay their balance in fu...