Chase
Aer Lingus Visa Signature Credit Card
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
Considering the APR, rewards, and fees, the Aer Lingus Visa Signature Credit Card earns an overall rating of 2.8 out of 5.0. The high APR (1.5/5.0) significantly detracts from the card's value, especially for users who may carry a balance. The rewards program (3.3/5.0) is decent for Aer Lingus loyalists, offering strong earning rates on specific airlines and hotels, but lacks the flexibility of more general travel cards. The fees (3.2/5.0) are reasonable, with no foreign transaction fees and an annual fee that can be offset by benefits. The card's value proposition is heavily skewed towards frequent Aer Lingus flyers, making it less attractive to a broader audience.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Luxury perks
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Rewards
- Earn 3 Avios for every $1 spent with Aer Lingus, British Airways, and Iberia flight purchases.
- Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel.
- Earn 1 Avios for every $1 spent on all other purchases.
Other features
- Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
- You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland, subject to availability.
- No foreign transaction fees on card purchases
- Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
Additional Notes
Aer Lingus credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.