Chase
Amazon Visa
Cash BackNo Annual FeeFlat-Rate RewardsDiningGasGroceryNo Foreign Transaction Fees
Key Features
| Annual Fee | $0.00 |
| Regular APR | 18.74Min. of (6.75+11.99) and 29.99%–27.49Min. of (6.75+20.74) and 29.99% variable APR |
| Other Fees | You will pay no foreign transaction fees when you use your card for purchases made outside the United States. |
| Network | Visa |
Read the full review
Best for those with
Good Credit
About this card
Considering the available ratings, the Amazon Visa earns an overall rating of 3.0. The card's strengths lie in its 'Good' rewards program, especially for Amazon and Whole Foods shoppers, and its 'Excellent' fee structure with no annual or foreign transaction fees. However, the 'Poor' APR rating significantly detracts from its value, as high interest rates can negate the benefits of the rewards program, particularly for users who carry a balance. The lack of reputation information is a notable omission. Strengths: Solid rewards for Amazon and related purchases, no annual fee, no foreign transaction fees. Weaknesses: High APR, limited rewards categories, missing reputation information.
3.0
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- No annual fee
- Cashback on purchases
- No foreign transaction fees
Things to consider
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.
Rewards
- Earn unlimited 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
Other features
- Redeem as soon as the next day
- Daily rewards post as soon as the next day, so you can redeem for millions of items at Amazon and Whole Foods Market for cash back, gift cards, or travel at Chase.com.
- Redeem for millions of items at Amazon.com
- Redeem your points as soon as the next day with daily rewards.
- You'll see your rewards balance during checkout at Amazon.com. Use your rewards to pay for part or all of your purchase. There's no minimum rewards balance to redeem.
- You can also redeem for cash back, gift cards, and travel at Chase.com.
- No foreign transaction fees
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Travel & Purchase Protection
- Extended Warranty Protection
- Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Purchase Protection
- Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Baggage Delay Insurance
- Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Zero Liability Protection
- Zero Liability means you won't be held responsible for unauthorized charges made with your card or account information.
- Travel Accident Insurance
- When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage
- Lost Luggage Reimbursement
- Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Auto Rental Coverage
- Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
- Contactless - Just Tap To Pay
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless.
Additional Notes
Amazon Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.
Ratings
3.8
3.8
2.5
1.5
4.5