American Express
Amazon Business Card
Key Features
| Annual Fee | $0.00 |
| Regular APR | APR on purchases will be a variable rate, 17.74% - 25.74%, based on your creditworthiness and other factors as determined at the time of account opening. |
| Network | American Express |
About this card
The Amazon Business American Express Card is a solid offering, particularly for businesses heavily invested in the Amazon ecosystem. Its strengths lie in the generous rewards for Amazon-related purchases (3% back on up to $120,000), no annual fee, and no foreign transaction fees. The $100 sign-up bonus is a nice added perk. These factors create a compelling value proposition for its target audience. However, the high regular APR (17.74% - 25.74%) is a significant drawback and the rewards program is less appealing for businesses with diverse spending habits outside of Amazon. While it excels in its niche, its limitations prevent it from achieving a higher rating. The positive reputation with the issuer also helps the overall rating.
Pros & Cons
What's great
- Generous sign-up bonus
- Cashback on purchases
- No annual fee
- No foreign transaction fees
Things to consider
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
Rewards
- 3% Back on the first $120,000 in U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market each calendar year, 1% Back thereafter.
- 2% Back at U.S. restaurants, at U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
Other features
- Gain deeper insights on purchases and simplify expense reconciliation. With enhanced data views, you can see Amazon Business purchases listed item by item in an easily downloadable file from your online statement.
- Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- No Foreign Transaction Fees on international purchases.
Additional Notes
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