American Express® Gold Card

Sign-up bonuses

• AS HIGH AS 100,000 Membership Rewards® points
• after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

Rewards

• 4X Points at Restaurants Worldwide Per dollar spent on up to $50,000 in purchases per calendar year, then 1X points
• 4X Points at U.S. Supermarkets Per dollar spent on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year
• 5X Points per dollar spent on Prepaid Hotels booked through AmexTravel.com or Amex Travel App™
• 3X Points per dollar spent on Flights booked through AmexTravel.com or Amex Travel App™ or directly from airlines
• 2X Points On Prepaid Car Rentals Booked through AmexTravel.com or Amex Travel App™ and cruises booked and paid through AmexTravel.com
• Earn 1X Membership Rewards® points on all other eligible purchases.

Other features

• $120 Dining Credit Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
• $120 Uber Cash Get $10 in Uber Cash each month when you add your Gold Card to your Uber account. You can use your Uber Cash on orders and rides with Uber in the U.S. when you select an Amex Card for your transaction.
• $100 Resy Credit Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. Enrollment required.
• $84 Dunkin' Credit Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
• Hertz Five Star® Status As an American Express® Gold Card Member, you are eligible for a complimentary upgrade to Hertz Five Star® Status and can earn 2X Membership Rewards® points on prepaid car rentals through AmexTravel.com or the Amex Travel App™. Enrollment Required for Hertz Five Star® Status.
• The Hotel Collection Take advantage of a $100 credit towards eligible charges1 at over 1,300 upscale hotels worldwide every time you book The Hotel Collection through AmexTravel.com or Amex Travel App™.2 1Eligible charges vary by property. 2The Hotel Collection requires a two-night minimum stay.
• Trip Delay Insurance Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• Baggage Insurance Plan Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
• Car Rental Loss and Damage Insurance Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
• Global Assist® Hotline Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
• No Foreign Transaction Fees Enjoy every trip abroad with no foreign transaction fees from American Express with the American Express® Gold Card.
• Amex Special Ticket Access and more Card Members can access Amex Presale Tickets® and Amex Reserved Tickets® to select can't-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events.
• American Express Venue Collection™ Enjoy an enhanced experience at select stadiums and arenas thanks to on-site benefits including dedicated entrances or fast lanes. Plus enroll your Card and get 10% back on qualifying concessions purchases up to $250 per calendar year. Limit one enrolled Card per Card Member. Learn More.
• Send & Split® Send & Split®, enhances the way you send money and split purchases with other Venmo or PayPal users, all in the American Express® App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best part? You’ll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.
• Card Member Services Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• American Express® App Track spending and rewards, find an airport lounge, make a payment, and get important account alerts in real-time with the American Express® App.
• Additional Cards: Rewards You can add an Additional Card for anyone 13+ and you will earn Membership Rewards® points for their purchases in the same way you do on your own.

Additional Notes

The American Express® Gold Card has No Preset Spending Limit, a unique feature that gives you the ability to unlock more purchase power as you use your Card. This means the spending limit is flexible. In fact, unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history. *In certain instances, we may assign a specific spending limit to a Card Member's account. This can be due to a variety of factors such as credit score, past due payments with us or other creditors, or high balances on revolving credit accounts. If a Preset Spending Limit is placed on your account, we will notify you, tell you why, and explain how it impacts how much you can spend.