Review
American Express® Gold Card Review: Top Rewards for Dining and Groceries
The American Express® Gold Card earns impressive rewards on dining and groceries, making it a top choice for food lovers; but is it worth the hefty annual fee? Find out if the card's perks and points are the right fit for your lifestyle.
American Express
American Express® Gold Card
| Annual Fee | $325.00 |
| Sign-up Bonus | Up to 100,000 points |
| Rewards Rate | 1x-5x Points |
| Regular APR | APR For Pay Over Time Feature: 19.49% to 28.49% variable APR on eligible charges. |
| Other Fees | Additional Cards (up to the first 5) have a $0 annual fee The annual fee for the sixth or more Additional Card is $35 each |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on dining and groceries
- Statement credits for dining and Uber
- No foreign transaction fees
- Hotel perks
Things to consider
- High annual fee
- High regular APR
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The American Express Gold Card is a 'Good' card with notable strengths and weaknesses that balance each other out. Its excellent rewards program, particularly the high earning rates on dining and groceries, are major selling points and drive the over...