Bank of America
Allways Rewards Visa® Credit Card
Key Features
| Annual Fee | $59.00 |
| Intro APR | None |
| Regular APR | Standard APR 19.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 4% of each transaction |
| Network | Visa |
About this card
The Allways Rewards Visa® Credit Card is a niche card best suited for frequent Allegiant flyers, but it has several drawbacks that limit its overall appeal. The high APR range (19.49% - 27.49%) is a significant negative, making it an expensive option for carrying a balance. The $59 annual fee further reduces its value, particularly for those who don't fly Allegiant frequently. While the rewards structure offers 3x points on Allegiant purchases and 2x points on dining, the redemption options are primarily limited to Allegiant, reducing flexibility. The sign-up bonus of 30,000 points ($300 off a future Allegiant trip) is a decent incentive, but it's not enough to offset the card's other drawbacks. The card does offer some perks like priority check-in and a free beverage on Allegiant flights, but these are very specific and don't add enough overall value. The card's strengths lie in its airline-specific rewards and perks, while its weaknesses include the high APR, annual fee, and limited redemption options. Overall, this card is best for individuals who are already loyal Allegiant customers and can maximize the airline-specific benefits to offset the costs.
Pros & Cons
What's great
- Generous sign-up bonus
- Rewards on purchases
- Additional perks with Allegiant
- No destination restrictions
- Points don't expire
Things to consider
- Annual fee
- High regular APR
- Balance transfer fee
What this card offers
Sign-up bonuses
- Online Offer: 30,000 Bonus Points, equal to $300 off a future Allegiant trip, after you make $1,500 or more in purchases within the first 90 days of account opening.
- Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening
Rewards
- 3 points per $1 spent on Allegiant purchases (air, hotel, car rental and attractions)
- 2 points per $1 spent on qualifying dining purchases
- 1 point per $1 spent on all other purchases
Other features
- No blackout dates, no destination restrictions and no minimum points redemption.
- Complimentary priority check-in, priority boarding and one free beverage every time you fly Allegiant when you present your Allways Rewards Visa® card
- Winner: Best Airline Credit Card, USA Today's 10Best Readers Choice Awards!
- Buy one, get one free airfare offer anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary when you call Allegiant Member Services for booking.
- Points don't expire as long as your card account is open
- Easy to earn, easy to redeem.
- Redeem points for more than just flights. Earn points that can be redeemed for airfare, hotels and car rentals on Allegiant.com.
- We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
- An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
- Opt for paperless credit card statements and increase account security while reducing paper consumption.
- Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
- Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Additional Notes
Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change. Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first. If you take advantage of this introductory offer by making a balance transfer, you will be charged interest on purchases made with your credit card. For example, if you transfer $2,000 with this offer and carry this balance, and then use this credit card to make a $500 purchase, your $500 purchase will be charged interest.