Bank of America Allways Rewards Visa® Credit Card Review: Great Value for Allegiant Flyers
If you're an Allegiant Air loyalist, the Allways Rewards Visa® Credit Card might be your perfect travel companion. Earn points on Allegiant purchases, get priority boarding, and even a free in-flight beverage!
| Annual Fee | $59.00 |
| Sign-up Bonus | 30,000 Bonus Points, $300 value |
| Rewards Rate | 1x-3x Points on purchases |
| Intro APR | Introductory APR None |
| Regular APR | Standard APR 19.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 5% of each transaction |
Overview
For the Allegiant Air loyalist, the Allways Rewards Visa® Credit Card makes a compelling case. It starts with a solid welcome offer: earn 30,000 bonus points — worth $300 off a future Allegiant trip — after meeting the initial spending requirement. Beyond the bonus, cardholders earn 3 points per dollar on all Allegiant purchases, including flights, hotels, and car rentals booked through the airline, and a respectable 2 points per dollar on dining. The card also smooths out the travel experience with perks like priority boarding and a complimentary in-flight beverage every time you fly.
While the card carries a $59 annual fee, its benefits can easily outweigh the cost for the right traveler. The real standout feature is a buy-one-get-one free airfare offer, available when you purchase a qualifying vacation package with four or more hotel nights or seven or more rental car days. Using this single benefit can cover the annual fee several times over. Plus, reward redemptions are flexible, with no blackout dates or minimums to worry about.
Ultimately, this card is designed for a specific traveler: someone who flies Allegiant regularly and books vacation packages through the airline. If you're a budget-conscious traveler looking for flexible rewards to use across different airlines, this isn't the card for you. But if you're an Allegiant frequent flyer, the combination of rewards and practical perks makes it a valuable co-pilot for your travels.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on travel and dining
- Cashback on purchases
- Travel perks
- Flexible travel redemptions
Things to consider
- Has an annual fee
- No intro APR period
- High regular APR
- High balance transfer fee
Benefits
A Solid Welcome Offer & Earning Structure
For new cardholders, the Allways Rewards Visa® Credit Card starts off strong with a valuable welcome offer: Earn 30,000 Bonus Points after spending $1,500 or more in the first 90 days. This bonus is equal to $300 off a future Allegiant trip, which can easily cover the cost of a flight and effectively waive the card's $59 annual fee for several years. Beyond the bonus, the card's earning structure is tailored for Allegiant loyalists, offering an excellent 3 points per dollar on all Allegiant purchases, including flights, hotels, and car rentals booked through the airline. It also provides a respectable 2 points per dollar on qualifying dining purchases, making it a useful card for everyday spending between trips.
Valuable Perks for Allegiant Flyers
Where this card truly shines is in the travel perks it offers specifically for Allegiant flights. Cardholders receive complimentary priority check-in and priority boarding on every flight, streamlining the airport experience. You'll also get one free beverage onboard just by showing your card. The most compelling benefit, however, is the buy-one-get-one-free airfare offer. When you book a vacation package that includes four or more hotel nights or seven or more rental car days, you can get a free companion ticket. For families or couples who book vacation packages, this single perk could save hundreds of dollars annually, providing value far beyond the card's modest annual fee. Finally, redeeming your points is refreshingly straightforward, with no blackout dates, no destination restrictions, and no minimum redemption amounts, making it easy to use your rewards whenever you’re ready to fly.
Drawbacks
The primary drawback of this card is its narrow focus. Rewards and benefits are heavily tied to Allegiant, making it a poor choice for travelers who value flexibility or fly with multiple airlines. Points are best redeemed for Allegiant travel, and key perks like priority boarding and the buy-one-get-one airfare offer are only available when booking with the airline. This lack of versatility, combined with a $59 annual fee, means you’ll need to fly Allegiant frequently to extract enough value to offset the yearly cost.
Furthermore, this card is not ideal for anyone who might carry a balance. It offers no introductory 0% APR period on purchases or balance transfers, and its standard variable APR is high, ranging from 19.49% to 27.49%. Cardholders who don't pay their balance in full each month could quickly find that interest charges negate the value of any rewards they earn.
Decision Guidance
This card is a clear winner for Allegiant loyalists, particularly those who book vacation packages, as the buy-one-get-one airfare benefit can easily justify the annual fee. Even if you don't book packages, the priority boarding and bonus points add solid value for anyone who flies Allegiant regularly. However, travelers seeking reward flexibility for use across different airlines will find this card too restrictive and should look elsewhere.
Summary
The Allways Rewards Visa® is an excellent value for dedicated Allegiant flyers, primarily due to its lucrative buy-one-get-one airfare benefit on vacation packages, which can easily erase the annual fee. While its rewards are locked into the Allegiant ecosystem, the combination of priority boarding, in-flight perks, and strong earnings on airline and dining purchases makes it a clear winner for the airline's loyal customers.