Bank of America
Bank of America® Travel Rewards Credit Card
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account |
| Regular APR | 17.49% - 27.49% variable |
| Other Fees | 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. |
About this card
The Bank of America® Travel Rewards Credit Card is a solid choice, particularly for those already banking with Bank of America. Its strengths lie in its lack of an annual fee and foreign transaction fees, combined with a straightforward rewards structure. The 1.5x rewards on all purchases provide consistent value, and the sign-up bonus offers a nice initial boost. However, the card's true potential is unlocked for Preferred Rewards members, who can earn significantly higher rewards. The high regular APR is a drawback. Considering all factors, the card earns a 3.6 rating.
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- No foreign transaction fees
- Rewards on all purchases
Things to consider
- High regular APR
- Balance transfer fee
What this card offers
Sign-up bonuses
- 25,000 online bonus points offer (a $250 value)
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases
Rewards
- Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time
- Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase
- That means you could earn 1.87 to 2.62 points for every $1 you spend, everywhere, every time.
Other features
- No foreign transaction fees
- No blackout dates or restrictions and points do not expire as long as your account remains open.
- Flexibility to redeem points for a statement credit to pay for travel and dining purchases, such as flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout.
- We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
- Balance Connect® for overdraft protection An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
- Paperless Statement Option Opt for paperless credit card statements and increase account security while reducing paper consumption.
- Digital Wallet Technology Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Online & Mobile Banking Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
- Account Alerts Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Additional Notes
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now. You can also call 800.932.2775 Priority code: HC0234