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Review

Bank of America® Travel Rewards Credit Card Review: Flexible Travel Rewards with No Annual Fee

Discover why the Bank of America® Travel Rewards Credit Card is a top pick for flexible travel rewards with no annual fee. Our review reveals how BofA customers can maximize its value to earn even more.

Annual Fee$0.00
Sign-up Bonus25,000 bonus points
Rewards Rate1.5x points on all purchases
Intro APR0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account.
Regular APR
Standard APR 17.49% - 27.49% variable
Other Fees
Balance Transfer Fee 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.
No transfer fees for Balance Connect® for overdraft protection.

Overview

Pros & Cons

What's great

  • No annual fee
  • No foreign transaction fees
  • Intro APR period for purchases and balance transfers
  • Generous sign-up bonus
  • High rewards rate on all purchases
  • Flexible travel and dining redemption options

Things to consider

  • High regular APR
  • High balance transfer fee

Benefits

Drawbacks

Decision Guidance

Summary

The Bank of America® Travel Rewards Credit Card earns a strong overall rating of 3.9, positioning it as an excellent choice, particularly for existing Bank of America customers and those new to travel rewards. Its standout features include a perfect...