Capital One
Bass Pro Shops CLUB Card
Key Features
| Annual Fee | $0.00 |
| Regular APR | Purchases made with Bass Pro Shops and Cabela’s will qualify for a 9.99% APR. This includes purchases in-store, online, over the phone, and with our Signature Events. |
| Network | Mastercard |
About this card
The Bass Pro Shops CLUB Card is a niche credit card best suited for frequent shoppers of Bass Pro Shops and Cabela's. Its strongest feature is the absence of an annual fee, and the potential to earn up to 5% back on purchases made within the Bass Pro Shops/Cabela's ecosystem. The sign-up bonus also adds some initial value. However, its limitations are significant. The 1% rewards rate on all other purchases is uncompetitive, and the rewards are restricted to store credit, limiting flexibility. The high regular APR is also a major drawback. While the card benefits from the backing of Capital One, a reputable issuer, its value is highly dependent on how much a cardholder spends at Bass Pro Shops and Cabela's. Given these factors, it is not a strong general-purpose credit card but offers moderate value to loyal customers of these stores.
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Cashback on purchases
- No foreign transaction fees
Things to consider
- High regular APR
- Limited rewards categories
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn up to $50 in CLUB Points for FREE GEAR
- You’ll receive $20 in CLUB Points upon approval.
- You can earn $10 in CLUB Points after 2 Bass Pro Shops or Cabela’s purchases within 30 days of account approval.
- You can earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval.
Rewards
- Up to 5% points back on all Bass Pro Shops and Cabela’s purchases.
- 1% points back on purchases everywhere else Mastercard is accepted.
- Classic Earn 2% points back
- Silver Earn 3% points back
- Black Earn 5% points back
Other features
- In-store events, extra point offerings & discounts, exclusive CLUB Member pricing, and giveaways are just the beginning.
- CLUB Members get exclusive access to world-class hunting and fishing experiences all around the world.
- Manage your account, access your virtual card, check your balance and more with the award-winning Capital One Mobile app.
- Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.
- Schedule automatic payments so you never miss a payment.
- View your card rewards and see how close you are to earning even more.
- CLUB Points never expire for open accounts.
- You’re never charged foreign transaction fees.
- For our valued CLUB Members, we won’t just match the price, we’ll beat it by 5%.
- CLUB Points are redeemable at Bass Pro Shops and Cabela’s for merchandise including boats and ATVs.
Additional Notes
Credit Level: GOOD-EXCELLENT