Chase
British Airways Visa Signature® Credit Card
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
The British Airways Visa Signature® Credit Card is a decent option for individuals loyal to British Airways. The generous sign-up bonus and the potential for earning substantial Avios on British Airways, Aer Lingus, and Iberia flights, as well as hotel bookings, are strong positives. The absence of foreign transaction fees is another advantage for international travelers. However, the card also has notable drawbacks, including a $95 annual fee and a relatively high APR, which can negate the rewards value if a balance is carried. The value of the Avios is highly dependent on the user's ability to redeem them effectively for flights. The Travel Together Ticket offers significant value, but requires a high spending threshold. Overall, this card is best suited for frequent British Airways flyers who can take full advantage of the airline-specific rewards and benefits, and who pay their balance in full each month to avoid high interest charges.
Pros & Cons
What's great
- Generous sign-up bonus
- Rewards on purchases
- No foreign transaction fees
- Travel benefits
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Rewards
- Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases. Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel. Earn 1 Avios for every $1 spent on all other purchases.
Other features
- Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
- Receive statement credits of $100 for Economy and Premium Economy - or $200 for Business and First Class seats - three times per year, up to $600, when you book a Reward Flight travelling on British Airways and pay taxes, fees and carrier charges with the British Airways Visa Signature® Credit Card.
- Earn a Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight.
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- You can use your Avios to pay for your taxes, fees, and carrier charges for your Reward Flight when you call the number on the back of your card to book your flight.
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest- just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
Additional Notes
British Airways credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

