Chase
Disney® Premier Visa® Card
Key Features
| Annual Fee | $49.00 |
| Intro APR | 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase |
| Regular APR | 17.49Min. of (6.75+10.74) and 29.99%–26.49Min. of (6.75+19.74) and 29.99% variable APR. |
| Network | Visa |
About this card
The Disney Premier Visa Card receives an overall rating of 2.7 out of 5.0. While it offers a decent rewards program for Disney enthusiasts, its high APR and limited redemption options hold it back. The $300 sign-up bonus is attractive, and the rewards on Disney streaming, gas, groceries, and dining are reasonable. However, the high APR range significantly detracts from the card's value, especially for those who may carry a balance. The annual fee is moderate and can be justified if you frequently spend at Disney locations. The card's value is highly dependent on how much a cardholder spends on Disney-related purchases and if they can take advantage of the niche discounts and perks. Since the reputation of the card cannot be reliably assessed, the rating leans towards the lower end of the 'Fair' category, reflecting the average rewards and high borrowing costs.
Pros & Cons
What's great
- Generous sign-up bonus
- Intro APR period
- Cashback on purchases
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
Rewards
- Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com.
- Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations.
- Earn 1% on all other card purchases.
Other features
- Disney Card Designs Choose from more than a dozen designs celebrating Disney storytelling.
- Once you have the card, you can change your design at any time for free.
- Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 17.49Min. of (6.75+10.74) and 29.99%–26.49Min. of (6.75+19.74) and 29.99%.
- 10% savings everyday on shopping with the Disney Premier Visa Card
- Save 10% on select purchases at DisneyStore.com when you use your Disney Premier Visa Card.
- Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card.
- Airline Purchases You can use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward airline purchases made directly with the airline with your Disney Premier Visa Card, including airline travel to any destination, on any airline - with no block-out dates.
- Redeem Rewards Dollars toward more of your favorite Disney experiences such as Disney Theme Park Tickets, Resort stays, shopping, dining and more in the U.S.
- There are no block-out dates when redeeming Rewards Dollars.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- 10% off select merchandise credit card purchases at select locations most days at the Disneyland Resort and Walt Disney World Resort and aboard Disney Cruise Line ships.
- 10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when you use your credit card to purchase.
- 15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when you use your credit card to purchase.
- Pose for special photos with Disney or Star Wars characters at our private Cardmember locations at the Disneyland Resort and Walt Disney World Resort. Plus, encounter Super Heroes too, only at the Disneyland Resort. Receive complimentary downloads of your photos.
Additional Notes
Accounts subject to credit approval. Restrictions and limitations apply. Disney Visa Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.