Ink Business Premier® Credit Card

Sign-up bonuses

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.

Rewards

• 2% Cash Back: You'll earn 2% Cash Back rewards for each $1 spent.
• 2.5% Cash Back: You'll earn 2.5% Cash Back rewards total for each $1 spent on every purchase totaling $5,000 or more (0.5% additional Cash Back rewards on top of the 2% Cash Back rewards earned on each purchase).
• 5% Cash Back: You'll earn 5% Cash Back rewards total for each $1 spent on purchases made using your card through Chase Travel (3% additional Cash Back rewards on top of the 2% Cash Back rewards earned on each purchase).

Other features

• A Pay in Full Card with built-in flexibility when you need it
• Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Ink Premier card comes built with two ways to access your credit line – Pay in Full and Flex for Business. While you must pay your Pay In Full balance each month, your Flex for Business balance can be paid over time with interest.
• Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay in Full balance.
• Employee cards at no additional cost
• Employee cards let you set individual spending limits and help you earn rewards even faster.
• Stay on top of your business with Fraud Protection, Purchase Protection, personalized Account Alerts, and more.
• Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.
• Access to millions of flights, over 300k places to stay, and thousands of activities when you book through Chase TravelSM.
• Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.
• Chase offers over 150 of your favorite gift card brands, including hotels, office supply stores, electronics and more.
• Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
• Travel and Emergency Assistance If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
• Roadside Assistance If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.
• Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Cell Phone Protection Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.
• Manage your cash flow Make payments using a business credit card to hold onto your money longer.
• Build your business credit As your business grows, you'll need access to more capital. With Ink, your business builds its own credit history.
• Get insights into your business Chase Ink® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.
• Separate business and personal expenses Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink® credit card with bookkeeping software to simplify accounting.
• Enjoy peace of mind Chase helps keep your accounts safe with account alerts. Choose the alerts you want and how you'd like to receive them.

Additional Notes

The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility. Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase. Chase Ink Business Premier credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.