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Review

Chase Ink Business Premier® Credit Card Review: Top Cash Back for High-Spending Businesses

For high-spending businesses, the Ink Business Premier® Credit Card delivers top-tier cash back, including 2.5% on large transactions. Discover if its robust rewards and substantial bonus are the perfect fit for your enterprise.

Annual Fee$195.00
Sign-up Bonus$1,000 bonus cash back
Rewards Rate2%-5% Cash Back
Regular APR
Flex for Business variable APR: 17.74%–28.49%.

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • Cashback on purchases
  • Flexible reward redemption
  • Employee cards at no additional cost
  • Spending flexibility options

Things to consider

  • Annual fee
  • High regular APR
  • No intro APR period
  • High spending requirement for top base rewards

Benefits

Drawbacks

Decision Guidance

Summary

The Ink Business Premier® Credit Card earns an overall rating of 3.1 out of 5.0, placing it in the 'Good' category. This card presents a dual nature: exceptional for a very specific niche, but with significant drawbacks for broader use. Its primary s...