American Express
Delta SkyMiles® Platinum American Express Card
Key Features
| Annual Fee | $350.00 |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Other Fees | The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). |
| Network | American Express |
About this card
The Delta SkyMiles® Platinum American Express Card is a mixed bag, balancing valuable travel perks with a high annual fee and APR. The 90,000-mile sign-up bonus and solid rewards on Delta purchases, hotels, dining, and groceries provide decent value, particularly for frequent Delta flyers. The annual companion certificate, rideshare credit, and Delta Stays credit can offset the $350 annual fee if utilized effectively. However, the high APR (19.49% to 28.49%) is a significant drawback for those who carry a balance. The card's value is heavily tied to the Delta ecosystem, limiting its appeal to those who prefer broader travel redemption options. While the MQD Headstart and Boost features are nice for Medallion status seekers, the high annual fee and APR hold back a higher rating. Strengths include the generous sign-up bonus, decent rewards on relevant categories, and Delta-specific perks. Weaknesses include the high annual fee, high APR, and limited redemption flexibility. Ultimately, it's a good card for loyal Delta customers who can maximize its benefits and avoid carrying a balance, but not a great option for everyone.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on Delta and Hotels purchases
- Rewards on dining and groceries
- Automatic perks with Delta
- Annual companion certificate
Things to consider
- High annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn previously 60,000 now 90,000 Bonus Miles
- Earn 90,000 Bonus Miles after you use your new Card to make $3,000 in purchases within the first 6 months.
Rewards
- 3X MILES On Delta Purchases Made directly with Delta.
- 3X MILES At Hotels Purchases made directly with hotels.
- 2X Miles On Dining At restaurants, including takeout and delivery in the U.S.
- 2X MILES On Groceries At U.S. supermarkets.
- 1X MILES Per Dollar On Other Purchases.
Other features
- MQD Headstart Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- MQD Boost Earn $1 Medallion® Qualification Dollar for each $20 in purchases made on your Delta SkyMiles® Platinum American Express Card and get a boost toward achieving elevated Medallion Status for next Medallion Year.
- TakeOff 15 Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- $120 Rideshare Credit Get rewarded to and from the airport. Enroll and earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers.
- $150 Delta Stays Credit Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Platinum American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card.
- Know if you're approved with no credit score impact
Additional Notes
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