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Review

Delta SkyMiles® Platinum American Express Card Review: Loyalty Perks for Delta Flyers

Frequent Delta flyers, listen up! This card offers a Companion Certificate, bonus miles, and more to make your travel experience smoother. But is it worth the $350 annual fee?

Annual Fee$350.00
Regular APR
19.49% to 28.49% variable APR on purchases.
Rewards Rate1x-3x Miles
Sign-up BonusUp to 90,000 Bonus Miles
Other Fees
The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate on Delta and hotel purchases
  • Rideshare credit
  • Delta stays credit
  • Companion certificate

Things to consider

  • Annual fee
  • High regular APR

Benefits

Drawbacks

Decision Guidance

Summary

The Delta SkyMiles® Platinum American Express Card is a mixed bag, balancing valuable travel perks with a high annual fee and APR. The 90,000-mile sign-up bonus and solid rewards on Delta purchases, hotels, dining, and groceries provide decent value,...