Discover
Discover it® Chrome
Cash BackNo Annual FeeRotating CategoriesDiningGasIntro OfferGood CreditExcellent CreditZero Intro APR
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | Unlimited dollar-for-dollar match first year |
| Rewards Rate | 2% cash back, 1% all purchases |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers |
| Regular APR | Then 17.49% to 26.49% Standard Variable Purchase APR Cash Advance APR: 28.49% variable. then Purchase APR applies. |
| Other Fees | Minimum interest charge: $.50. Cash advance fee: greater of $10 or 5% of the advance amount. Balance transfer fee: 3% Intro fee of the amount transferred; 5% fee for future transfers. |
| Network | Discover |
Best for those with
Good Credit
About this card
Overall Rating
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Balance transfer fee
What this card offers
Sign-up bonuses
- Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.
Rewards
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
- Plus, earn unlimited 1% cash back on all other purchases.
Other features
- 99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards.
- Redeem your rewards for cash in any amount.
- Redeem rewards for gift cards at popular brands.
- You can also redeem your rewards with PayPal.
- $0 Fraud Liability
- You're never responsible for unauthorized purchases on your Discover Card.
- Free Social Security number alerts
- Get an alert if we find your Social Security number on the dark web. Sign up to activate this free benefit.
- Freeze your account
- If you misplace your card, you can prevent new purchases and cash advances in seconds with the on/off switch on our mobile app and website.
- FICO® Score and more
- It's free and checking your score doesn't hurt your credit.
- Real human customer service 24/7
- You can talk to a real human on our customer service team any time.
- Tap to pay
- It's fast and easy to pay with your contactless Discover Card.
Additional Notes
Rates as of March 31, 2026.
Ratings
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