Review
Discover it® Chrome Review: Great first-year rewards and intro APR
Looking for a simple cash-back card with a twist? The Discover it® Chrome doubles all the cash back you've earned at the end of your first year! Read our review to see if it's the right fit for you.
| Annual Fee | $0.00 |
| Sign-up Bonus | Unlimited dollar-for-dollar match first year |
| Rewards Rate | 2% cash back, 1% all purchases |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers |
| Regular APR | Then 17.49% to 26.49% Standard Variable Purchase APR Cash Advance APR: 28.49% variable. then Purchase APR applies. |
| Other Fees | Minimum interest charge: $.50. Cash advance fee: greater of $10 or 5% of the advance amount. Balance transfer fee: 3% Intro fee of the amount transferred; 5% fee for future transfers. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Discover it® Chrome card is a solid choice, particularly for individuals new to credit cards or those seeking a straightforward cash-back option without an annual fee. The intro APR offer and first-year cash back match provide significant value....