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Chase

World of Hyatt Business Credit Card

BusinessHotelTravelNo Foreign Transaction Fees

Key Features

Annual Fee$199.00
Regular APR
19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR.
Read the full review
Best for those with
Good Credit

About this card

Considering the available ratings and information, the World of Hyatt Business Credit Card receives an overall rating of 2.9/5.0. The card has a high APR which weighs heavily against it, resulting in a low APR rating. While the rewards program is valuable for Hyatt loyalists, its limited flexibility prevents a higher rating. The annual fee is also a significant consideration. Without knowing the reputation rating, this drags the card down, which could improve with positive reviews. The card is best suited for businesses with significant Hyatt spending, as the benefits and rewards are tailored towards this. Strengths include the generous sign-up bonus, high rewards rate at Hyatt, and automatic elite status. Weaknesses include the high APR, annual fee, and limited rewards flexibility.

2.9
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Automatic elite status
  • Bonus rewards categories

Things to consider

  • Annual fee
  • High regular APR

What this card offers

Sign-up bonuses

  • Earn 60,000 Bonus Points after you spend $5,000 on purchases in the first 3 months of account opening.

Rewards

  • Up to 9 total Points per $1 spent at Hyatt Hotels.
  • 4 Bonus Points per $1 spent on qualifying purchases at Hyatt Hotels.
  • Earn 2 Bonus Points total per $1 spent in your top three spend categories each quarter.
  • Earn 2 Bonus Points per $1 spent on fitness club and gym memberships.
  • Plus, earn 1 Bonus Point per $1 spent on all other purchases.
  • Eligible categories are: Dining Shipping Airline tickets when purchased directly with the airline Local transit & Commuting Social Media & Search Engine Advertising Car Rental Agencies Gas stations Internet, Cable & Phone Services

Other features

  • Receive World of Hyatt Discoverist status for as long as your account is open.
  • Give the gift of Discoverist status to up to five employees.
  • Earn 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
  • Spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
  • Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed.
  • With discounts on standard room rates at all participating Hyatt hotels, the Hyatt Leverage program can offer companies savings up to 15% off standard rates at participating Hyatt hotels worldwide.
  • Employee cards at no additional cost
  • Contactless - Just Tap To Pay
  • No foreign transaction fees
  • Get one-year complimentary DashPass, membership for both Doordash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
  • DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
  • Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
  • Travel and Emergency Assistance: If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
  • Trip Cancellation and Interruption Insurance: You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
  • Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
  • Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
  • Chase Pay Over Time lets eligible Chase business card customers break up credit card expenses into manageable payments. Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.

Additional Notes

Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

Ratings

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2.8