Chase
Iberia Visa Signature Credit Card
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
The Iberia Visa Signature Credit Card is a niche travel card with both strengths and weaknesses. The generous sign-up bonus and high rewards rate on Iberia, British Airways, and Aer Lingus flights, along with the $1,000 airfare discount voucher, are attractive. However, the card's high APR and the requirement for Iberia Plus membership are drawbacks. The expiration of Avios points and the annual fee also detract from its overall value. Its value is highly dependent on being an Iberia loyalist. Considering these factors, the card is rated as 'Fair' overall, as it has notable limitations for a broader audience.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on select flights and hotels
- No foreign transaction fees
- Airfare discount voucher
- Complimentary DashPass membership
Things to consider
- Annual fee
- High regular APR
- Requires Iberia Plus membership
- Avios points may expire
What this card offers
Sign-up bonuses
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Rewards
- Earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases.
- Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel.
- Earn 1 Avios for every $1 spent on all other purchases.
Other features
- $1,000 Airfare Discount Voucher each calendar year
- Earn a discount voucher of $1,000 to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card.
- Get a 10% discount on airfare
- Use your Iberia Visa Signature Card to book your flight on the website provided in your welcome materials.
- No foreign transaction fees
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Contactless - Just Tap To Pay For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Spend Instantly Apply for a card, use it the same day
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.
Additional Notes
You must be a member of the Iberia Plus program. Avios points earned during a billing cycle will be automatically transferred to Iberia after the end of each billing cycle. Avios points will expire according to the Iberia Plus Program Terms and Conditions which include maintaining Iberia Plus program activity for 36 consecutive months.

