IHG One Rewards Premier Credit Card

Sign-up bonuses

• Earn 175,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening.

Rewards

• Up to 26X total points per $1 spent when you stay at IHG® Hotels and Resorts.
• That's 10X points with this card.
• Plus up to 10X points from IHG® on stays for being an IHG One Rewards member.
• Plus up to 6X points from IHG® on stays with Platinum Elite Status, a benefit of this card.
• Earn 5X total points on travel, dining, and at gas stations.
• Earn 3X points per $1 spent on all other purchases.

Other features

• Automatic Platinum Elite Status as long as you remain an IHG One Rewards Premier Cardmember.
• Anniversary Free Night Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.
• Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
• When you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.
• Each calendar year you make purchases totaling $40,000 or more, you, as the primary cardmember, will qualify for Diamond Elite Status through December 31st of the following year.
• Save 20% when you purchase points with your IHG One Rewards Premier credit card.
• As an IHG One Rewards Cardmember, you are eligible for early access to Reward Night sales each year.
• Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
• Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
• You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
• Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.
• Receive up to $50 United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
• Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
• DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
• Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
• Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• Refer Friends if you already have a participating IHG One Rewards Credit Card! Earn up to 50K bonus points per year. You can earn 10,000 bonus points for each friend that gets approved for a participating IHG One Rewards Credit Card.

Additional Notes

This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.