Chase
Marriott Bonvoy Bold® Credit Card
Key Features
| Annual Fee | $0.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
Considering the individual ratings and the card's overall value proposition, I assign an overall rating of 3.2 out of 5. The Marriott Bonvoy Bold card is a solid choice for individuals seeking a no-annual-fee hotel rewards card, particularly those with some loyalty to the Marriott Bonvoy program. Its greatest strength lies in the absence of an annual fee coupled with automatic Silver Elite status, which provides tangible benefits like bonus points on stays and priority late checkout. The rewards program offers decent value, especially for Marriott stays and purchases in the bonus categories. However, the high APR range is a significant drawback. Strengths: * No annual fee * Automatic Silver Elite status * Decent sign-up bonus * Rewards on hotel, grocery, rideshare, streaming purchases * No foreign transaction fees Weaknesses: * High regular APR * Requires good or excellent credit * Limited rewards categories * Lower rewards rate than cards with annual fees
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Automatic elite status
- No foreign transaction fees
- Rewards on hotel, grocery, rideshare, and streaming purchases
Things to consider
- High regular APR
- Requires good or excellent credit
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn 2 Free Night Awards after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.
Rewards
- Earn up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy®.
- Earn 3X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Credit Card.
- Plus, earn up to 10X points from Marriott Bonvoy® for being a member.
- Plus, earn up to 1X point from Marriott Bonvoy® with Silver Elite Status.
- Earn 2X points for every $1 spent on purchases at grocery stores.
- Earn 2X points for every $1 spent on rideshare and select food delivery.
- Earn 2X points for every $1 spent on select streaming, and internet, cable, and phone services.
- 1 point ("1X points"): You'll earn 1 point for each $1 spent on all other purchases.
Other features
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Visa Concierge Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Apply for a card, use it the same day Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay.
- Enjoy Automatic Silver Elite Status with Marriott Bonvoy® that renews each calendar year with benefits like Priority Late Checkout (where available) & 10% More Points on Stays at hotels participating in Marriott Bonvoy®.
- Plus, you'll receive 5 Elite Night Credits every calendar year.
- Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
- Marriott Bonvoy Bold Cardmembers with access to Chase Pay Over Time® can break up qualifying travel purchases into equal, monthly payments.
- Available on purchases of $100-$5,000 made directly with an airline or at hotels participating in Marriott Bonvoy®.
- Pay no interest and no plan fees just equal monthly payments.
- Earn points on your purchases, like usual.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
- Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Access to Chase Pay Over Time is not guaranteed.
Additional Notes
Marriott Bonvoy Bold credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

