Southwest Rapid Rewards® Premier Credit Card

Sign-up bonuses

• Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.

Rewards

• Earn 3 points for each dollar spent on Southwest Airlines purchases.
• Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.
• Earn 1 point for each dollar spent on all other purchases.
• You’ll earn 3 points for each $1 spent on purchases made directly with Southwest Airlines, including flight, inflight, Southwest gift cards, and Southwest Vacations or Getaways by Southwest packages.
• Until December 31, 2025, you’ll earn 3 points for each $1 spent on Southwest Cruises purchases.
• You’ll earn 2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: grocery stores and dining at restaurants. After $8,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum.
• Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards hotel and rental car partners and on purchases in the following rewards categories: local transit and commuting; internet, cable, and phone services and select streaming services.
• You'll earn 1 point for each $1 spent on all other purchases.
• You'll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date.

Other features

• First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
• Complimentary Preferred seat - Select a Standard or Preferred seat within 48 hours prior to departure, when available. For flights with assigned seating operating in 2026 and beyond.
• 6,000 points every year on your Cardmember anniversary.
• 15% Flight Discount - Receive a 15% promo code each year on your Cardmember anniversary (Excludes Basic fare).
• Spend your way to A-List - Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
• 10,000 Companion Pass qualifying points boost each year.
• Boarding benefit - Cardmembers and up to 8 additional passengers in the same reservation will board with Group 5. For flights with assigned seating operating in 2026 and beyond.
• 25% back on inflight purchases
• No foreign transaction fees.
• Lost Luggage Reimbursement: Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Baggage Delay Insurance: Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
• Contactless - Just Tap To Pay
• Apply for a card, use it the same day. Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
• Doordash: Get one-year complimentary DashPass. Activate by Dec 31, 2027. Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
• Chase Pay Over Time: After purchase, pay off an eligible purchase of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• Chase Pay Over Time: At checkout on Amazon.com, orders totaling $50 or more using your eligible Chase credit card could be eligible for Chase Pay Over Time.
• No change fees.
• Unlimited reward seats with no blackout dates or seat restrictions.
• Your points don't expire, a benefit of the Rapid Rewards program.

Additional Notes

This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card and Employee Credit Card products.