Southwest Rapid Rewards Premier Business Credit Card

Sign-up bonuses

• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.

Rewards

• Earn 3 points per $1 spent on Southwest Airlines purchases.
• Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year.
• Earn 1 point per $1 spent on all other purchases.
• Until December 31, 2025, you’ll earn 3 points for each $1 spent on Southwest Cruises purchases.
• 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards hotel and rental car partners and on purchases in the local transit and commuting rewards category.
• 1 point on balance transfers: You'll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date.

Other features

• First Checked Bag Free - Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
• Complimentary Preferred seat - Select a Standard or Preferred seat within 48 hours prior to departure, when available. For flights operating with assigned seating in 2026 and beyond.
• Boarding benefit - Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins. For flights operating with assigned seating in 2026 and beyond.
• 15% Flight Discount - Receive a 15% promo code each year on your cardmember anniversary (excludes basic fare).
• 25% back on inflight purchases.
• 6,000 anniversary points each year - Receive 6,000 bonus points each year after your Cardmember anniversary.
• Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
• Unlimited reward seats to more than 100 destinations in the U.S., Central America, Mexico, and the Caribbean
• No blackout dates
• Earn points on every purchase with no limits
• Employee cards at no additional cost
• No foreign transaction fees
• Lost Luggage Reimbursement - Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Baggage Delay Insurance - Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Extended Warranty Protection - Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Purchase Protection - Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Contactless - Just Tap To Pay
• Chase Pay Over Time lets eligible Chase business card customers break up credit card expenses into manageable payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.

Additional Notes

Southwest Rapid Rewards Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.