Chase
UnitedSM Explorer Card
Key Features
| Annual Fee | $150.00 |
| Regular APR | 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR. |
| Network | Visa |
About this card
The United Explorer Card is a decent travel card, especially for frequent United Airlines flyers, reflected in an overall rating of 3.0. Its strengths lie in the rewards program, particularly the bonus miles, elevated earnings on United purchases and travel benefits such as free checked bags and priority boarding. The absence of foreign transaction fees is also a plus. However, the card's value is diminished by its relatively high APR and the $150 annual fee after the first year. While the rewards can offset the fee for some users, it's a significant cost. Without the reputation analysis, it is hard to adjust this rating. Strengths: Solid rewards program for United flyers, valuable travel benefits, no foreign transaction fees. Weaknesses: High APR, annual fee.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Free checked bag
- Priority boarding
- Lounge passes
- Travel insurance
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
Rewards
- 7x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Explorer Card. Premier® members earn even more.
- 2x miles on all other eligible United purchases
- 2x miles on hotel stays when booked with the hotel.
- 2x miles on dining including eligible delivery services.
- 1x mile on all other purchases.
Other features
- Free first checked bag -the primary Cardmember and one companion can each check a first standard bag for free - save up to $160 per roundtrip.
- Priority boarding -the primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
- 2 United Club one-time passes per year - Over a $100 value. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight.
- Up to $120 as a statement credit for Global Entry, TSA Precheck or NEXUS every 4 years as reimbursement for the application fee for either program when charged to your card.
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.
- Over $500 in annual partner credits.
- No foreign transaction fees
- Premier upgrades on award tickets
- Earn up to 1,000 Premier® qualifying points (PQP) - You’ll earn 1 PQP for every $20 you spend on purchases with your Explorer Card, up to 1,000 PQP in a calendar year.
- Auto Rental Coverage
- Baggage Delay Insurance
- Lost Luggage Reimbursement
- Trip Cancellation and Interruption Insurance
- Trip Delay Reimbursement
- Purchase Protection
- Visa Concierge
- Extended Warranty Protection
- Apply for a card, use it the same day
Additional Notes
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.