UnitedSM Explorer Card

Sign-up bonuses

• Earn up to 80,000 bonus miles after qualifying activities.
• Earn 70,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.

Rewards

• NEW! 9x total miles on eligible United flights - 6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with United Explorer Card. Mileage earning differs for Basic Economy tickets. Premier members earn even more.
• NEW! 3x miles on all other eligible United purchases
• 2x miles on hotel stays when booked with the hotel.
• 2x miles on dining including eligible delivery services.
• 1x mile on all other purchases.

Other features

• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Free first checked bag - the primary Cardmember and one companion can each check a first standard bag for free - save up to $160 per roundtrip.
• Priority boarding - the primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
• 2 United Club one-time passes per year - Over a $100 value. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.
• Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight.
• Up to $120 as a statement credit for Global Entry, TSA Precheck or NEXUS every 4 years as reimbursement for the application fee for either program when charged to your card.
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.
• $100 United travel credit - Earn after you spend $10,000 with your UnitedSM Explorer Card within a calendar year.
• Up to $100 in credits annually - Receive on prepaid hotel stays purchased directly through United Hotels with your UnitedSM Explorer Card.
• Up to $60 in credits each calendar year - Enroll to receive on rideshare purchases when paying with your UnitedSM Explorer Card.
• Up to $50 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.com and pay with your UnitedSM Explorer Card.
• Up to $120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Explorer Card. Terms apply.
• Up to $100 in credits annually - Receive on flights purchased directly through JSX with your UnitedSM Explorer Card.
• Earn up to 1,000 Premier qualifying points (PQP) - You’ll earn 1 PQP for every $20 you spend on purchases with your Explorer Card, up to 1,000 PQP in a calendar year.
• No foreign transaction fees
• Auto Rental Coverage - Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
• Baggage Delay Insurance - Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Lost Luggage Reimbursement - Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Trip Cancellation and Interruption Insurance - You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
• Trip Delay Reimbursement - If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
• Purchase Protection - Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Visa Concierge - Get complimentary Visa Signature Concierge Service 24 hours a day.
• Extended Warranty Protection - Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Contactless - Just Tap To Pay
• Apply for a card, use it the same day
• 3-Month Complimentary Instacart+ Membership
• Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.

Additional Notes

United Explorer Card from Chase, NerdWallet's 2026 Best-Of Awards winner for Best Credit Card Airline Benefits.