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Review

Chase United Explorer Card Review: Solid perks for United Airlines loyalists

Frequent United flyers, rejoice! This card offers a free checked bag, priority boarding, and lounge passes, potentially saving you hundreds on your travels.

Annual Fee$150.00
Regular APR
19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR.
Rewards Rate1x-9x miles on purchases
Sign-up BonusUp to 80,000 bonus miles

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • Lounge membership
  • Automatic elite status
  • No foreign transaction fees
  • Intro APR period
  • Cashback on purchases

Things to consider

  • Annual fee
  • High regular APR
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The United Explorer Card receives an overall rating of 3.4. This assessment synthesizes individual ratings and the reputation analysis, revealing a card that offers solid value, particularly for frequent United Airlines flyers, but with some drawback...

Chase United Explorer Card Review: Solid perks for United Airlines loyalists | Creditminds